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Where Should I Retire?: I never expected to retire to Panama — but we are living ‘very comfortably’ on $1,200 a month

Kris Cunningham never expected to be living in Panama. When her husband, Joel, started talking about retiring to Central America, “I thought he had lost his mind.” She didn’t have a passport and had never been abroad.

But after nine years of living in David, a city of 83,000 near the Pacific Ocean and close to the border with Costa Rica, “we are super happy here,” the 69-year-old says. “It’s worked out beyond my wildest expectations.”

She…

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